Debt funds are a specific kind of mutual fund that invests in debt instruments and other fixed-income securities like bonds and government securities. These investments offer investors a consistent stream of income in the form of interest payments, making them a desirable choice for individuals looking for a reliable return on their assets. This essay will explain debt funds and examine who should consider investing in them. What are Debt Funds? Debt funds are a great alternative for cautious investors who wish to protect their investments while generating a steady income. These funds generally invest in fixed-income securities since they are considered less risky than equities. Because of this, they offer smaller returns than stocks but better levels of safety. Investors seeking a steady income stream and low-risk tolerance can choose debt funds . These funds provide consistent interest payments that may be reinvested to increase returns over time. Over time, this m...