Today's investors seek out a wide variety of possibilities, and in recent years, mutual funds have risen as one of the most prominent channels for investing. However, only a small portion of the population in India has access to mutual funds. So, let's become familiar with mutual funds through this article and learn about their advantages and how they work. What is a mutual fund is the first thing that pops into your head. Mutual fund companies collect money from everyday individuals and use it to invest in a variety of securities, including stocks, bonds, and other investments. The mutual fund investment value is based on how well the company's securities perform. Investors who purchase units or shares of a mutual fund effectively purchase a portion of the portfolio the fund holds. The investments in mutual funds increase when the portfolio performs well, and vice versa. "Net Asset Value (NAV)" per unit represents the cost of a mutual fund unit. The